Save South Florida…SaveSouthFlorida.org

October 8 2008, a day in history…In an emergency move led the United States we had a worldwide rate cut. For the first time in history and with unprecedented coordination the Fed, ECB and other central banks got together to battle a weakening global economy. The Fed cut rates a half a point to bring the Fed funds rate to 1.5%.

This kind of rate cut will have a serious effect on mortgages backed by our prime rate and London’s Libor, freeing up a massive amount of consumers month-to-month cash flow. Experienced Real Estate investors will be able to take advantage of these lower interest rates and buy up already heavily discounted properties.

Over the last week rates on Conforming and FHA loan products have already dropped drastically, helping consumers qualify for new mortgages that otherwise would have not. These low rates may only be temporary but we sure do appreciate them and advising our clients to try to take advantage of them.

We found one company really doing big things in a rough time…Transcontinental Lending Group, they have hired over 60 mortgage loan officers/planners in the last 30 days.

We suggest calling 1-866-938-0550 for hiring information or click here to see our FHA Net Branch Programs.

Transcontinental Lending had many products to offer there loan officers including the ability to write FHA loans in over 30 states including Reverse mortgages. They also had preferred pricing with most national banks and extremely helpful to get a loan placed with the write bank or lender.

All in all for a sluggish real estate market, being inside Transcontinental corporate office in Deerfield Beach, FL made me feel like things where still booming.

As a Florida based title company located in south Florida we really get to see first hand whats going on in our real estate market.

Purchases are picking up!


The purchase market in Florida has obviously been one of the most troubled markets in the country but we boomed because we live in a great place and we will recover because we live in a great place.

Florida Title Company

We see the mortgage industry consolidating and FHA loans taking off, FHA loans have really probably been our savor and with the new increase thats coming next month we really anticipate a major increase in closings. From what we understand it is set to increase around 25% that will really open things up for people who just dont have the down payment conforming loans are requiring.

We are working on providing the best available loan programs for a “Orlando Refinance” to the people of Orlando.

For Great rates and customer service on your next “Orlando Refinance” call us at 1-866-938-0550 and allow one of our mortgage consultants explain to you all the Orlando refinance mortgage options you have available to you.

As far as some of the programs you will have available to you would consist of Orlando reverse mortgages, Orlando FHA Home loans, “Orlando Refinance” programs, Orlando Home Purchase Loans, Orlando Commercial Loans, Orlando Debt Consolidation Loans, Orlando Home equity Loans, Orlando Debt relief Programs, Orlando First Time Home Buyer programs, Orlando Debt Consolidation Loans and Orlando mortgage planning.

“Orlando Refinance” is a great way for you to pull out cash to consolidate credit card debts, medical bills or even combining a first and second mortgage so that you have one low mortgage payment at 30 yr fixed rate.

First Time Home Buyer Program

First time home buyer 

Thinking of buying a home for the first time? Well you should be, though housing prices have proved to go up and down overall they are probably still the best and #1 way to build wealth…They say at any given time of purchase that real estate prices will double over the course of 10 years. Quick math will tell you that if you spent $250,000 on a home you will make an additional $25,000 per year just by paying your monthly mortgage payment which in some cases is about what you would be paying for rent. Below is a step by step guide in purchasing a home for the first time and don’t be afraid to let the professionals work for you, that’s what there here for. Just be sure to research who you are dealing with because like anything else you may run into the wrong person who doesn’t have your best interest at heart. Real estate and mortgage professionals can make plenty of money on a transaction with out having to take advantage of a buyer/borrower so get to know who you are dealing with.

 The First Step:

Click Here to Get Pre-Approved Florida Mortgage Pre-Approval

It is important to get pre-approved to know exactly how much your income will allow you to spend. In today’s day and age most home purchase loans will be written through the FHA which is all full Doc loans. The advantage of using the FHA for your new home loan is because you will be able to get up to 97% financing and with a down payment assist program get your down payment paid for and in some cases your closing costs too.

Once you are pre-approved for up to a certain dollar amount now it is time to find a Realtor or a participating seller on your own.

 The Next Step:

Finding the right seller is important, be clear when you are working with a realtor to let them know you are using a down payment assist program that will need some seller participation to help get the deal closed (down payment assist programs often require the seller to contribute the money for you through a down payment program like Ameridream). So be sure to structure that in your offer so that the sellers know up front, that he will need to help you if he wants to sell. We are in a market now that sellers are eager to sell so trust me they will help if they can.

 Last:

Bring that contract back to the mortgage person that we recommended and they will finish the process for you…Which are finalize your loan and apply for your down payment assist for your new or First time home purchase.

If you need more help, I will be happy to help you with the process and depending on your area I may have inventory to sell.

Please call me directly at 561-350-0617 Anthony Crupi

Happy house hunting and be sure to find the very best deal…

Company’s that can Help You….

Nationwide Title Company

FHA First time home buyer

Nationwide Mortgage Company